Process credit card payments with a Virtual Terminal.
Virtual Terminal turns your laptop, tablet, or mobile device into a secure credit card terminal – so you can take payments in person, over the phone, or anywhere.
First-hand reviews for the Virtual Terminal.
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“Simple and intuitive, Virtual Terminal lets us accept B2B payments over the phone and enter credit card data safely via our computer.”
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“Virtual Terminal transactions keep our customers’ credit card data secure and on file. It’s very user-friendly to pull up client data and payment history from anywhere.”
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“All customer information for recurring transactions is saved on PayTrace servers with PCI-compliant encrypted security, so we have less liability.”
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“PayTrace 5-star support includes B2B payments experts based in the Pacific NW who we can reach out to by email 24/7 with any questions.”
Process business credit card payments online with a Virtual Terminal.
Accept card payments with just your computer or phone.
Our Virtual Terminal is a secure web page that turns your laptop, tablet, or mobile device into a simple credit card terminal. Once you’ve logged in, just key in card information for credit card processing online. You also have the option of adding a simple card reader to take in-person payments when your clients swipe or insert their card.
Accept payments anywhere.
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Over-the-Phone Benefits
- No need for your own website to take card payments from clients.
- Easy – just log in to process card payments.
- Works with recurring and subscription payments as well as one-time payments.
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In-Person Benefits
- A truly plug-and-play solution – just connect a PayTrace-supported card reader.
- Over the phone or in person, all customer profiles and card details are securely stored online in PayTrace’s PCI-compliant Customer Vault, reducing fraud risk and liability for merchants.
A virtual terminal that works for you.
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Simple Setup
All you need to process credit cards is your computer, tablet, or phone to access your Virtual Terminal via your web browser.
No web form is necessary. No coding is needed, or extra software or equipment. Optional point-of-sale (POS) system is not required.
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secure data
Entering customer data via Virtual Terminal reduces merchant risk and compliance requirements.
All sensitive customer data is kept off your servers and encrypted and secured in PayTrace’s PCI-certified vault system for less exposure to potential fraud.
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save big on fees
The PayTrace platform automatically helps qualify transactions for reduced Level II and III merchant processing fees.
PayTrace helps reduce interchange rates on B2B and B2G payments by extracting and reporting additional transactional data for commercial or corporate cards.
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user-friendly access
Save customer information to your Virtual Terminal for easy access to card data and payment history.
Recurring billing can improve both your accounts receivable operations and your company cash flow, as customer credit cards can be charged automatically.
Accept debit and credit cards.
E-checks, too.
A virtual credit card terminal empowers you to offer your customers the payment options they want. You can process credit card payments, debit card payments, or ACH bank payments – which are direct debits from a customer’s checking account. That means you can take orders or donations in person or over the phone. We enable payments from all the major credit card brands: American Express, MasterCard, Visa, Discover, Diner’s Club, and JCB.
How does PayTrace reduce fees for credit card processing?
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If you’re accepting card payments from businesses and government entities, you are in luck. PayTrace delivers significant cost and time savings on B2B and B2G transactions on your customers’ eligible corporate cards, helping those transactions qualify for lower Level II and Level III interchange rates.
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You can get the best rate possible with our automated interchange optimization feature.
Learn more about B2B and B2G transaction savings in our blog, “What’s so great about interchange optimization?”
Can I pass credit card fees to the customer?
In some circumstances, merchants can add a fee to a customer’s bill when the customer pays with a credit card. This fee is called a surcharge and will help you to recoup charges you may be billed for accepting credit cards.
PayTrace surcharging helps you reduce your credit card payment processing fees.
Expand your business with powerful integrations.
You can seamlessly integrate with PayTrace’s B2B payments solution through your favorite industry software using powerful integrations available in our Integrations Marketplace.
Find out more about the advantages of bringing digital B2B payment technology to your business with our Merchant Services, or just reach out to our B2B payment experts and they’ll work with you to find the fastest, easiest solution for accepting card payments today.
