Accepting online payments is
easier than you think

PayTrace is an all-in-one payment processing solution, including a payment gateway, merchant services, AR automation, and embedded payments. If your business wants to accept credit cards or ACH payments online, PayTrace offers a range of features designed for B2B businesses.

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Online payment processing with PayTrace
improves cash flow and liquidity

Whether you bill individuals or need B2B payment solutions, you’ll have more visibility into your accounts receivables when you move them online. You’ll also reduce transaction friction, costs, and the risk of manual errors.

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What are my options to accept online payments with PayTrace?

Virtual Terminal

Manually input payment information into our secure, browser-based payment form.

See Virtual Terminal >

Email a Payment Link

Email invoices with a link to our customizable, hosted payment form. Payment Link by PayTrace is a simple, secure way for merchants to get paid, fast.

Email invoices >

PayTrace Protect

A payment UI that accepts cardholder data securely through your e-commerce pages and minimizes your PCI compliance scope.

Visit Protect HPF >

Pay Now Buttons

A simple solution for ecommerce websites, add Pay Now buttons so customers can pay through a simple Web checkout form.

Pay Now buttons >

Shopping Cart Integrations

Complex ecommerce websites can maximize revenue with sophisticated checkout processes.

See ecommerce solutions >

ERP-Embedded Payments

Accept payments within the ERP systems you already use. Send invoices, get paid, and manage processes without leaving your ERP.

See ERP solutions >

PayTrace streamlines your online payment processes with
our time- and money-saving features

Reporting

Remove manual steps when you sync transaction reporting with your accounting and business system software.

Customer Vault

Store customer sensitive payment information in PayTrace’s PCI compliant vault and let us handle security.

Recurring Payments

Manage scheduled payments leveraging our recurring payment feature.

Interchange Optimization

Get the most savings on eligible B2B and B2G transactions by qualifying them for lower interchange rates.

Surcharging

Recoup processing costs with surcharging – adding a fee to a customer’s bill when they pay with a credit card.

Fraud Prevention

Alongside PCI compliance, PayTrace offers a suite of custom fraud detection tools to prevent losses for online merchants.

Which PayTrace online payment solution is best for your business?

Learn more about the choices most suitable for your business.

ASK THE B2B PAYMENT EXPERTS

Discover more ways PayTrace can help
you accept payments.

Point of Sale

Extend PayTrace payments to build your own in-person checkout.

Visit Point of Sale >

Integrations

Integrate PayTrace into your software and generate revenue.

Partner with us >

Developers

Add payment functionality with the user-friendly PayTrace API.

Stop by Developers >

Marketplace

Connect your business systems with embedded payment integrations.

Check out Marketplace >

Frequently Asked Questions

How can I start accepting online credit card payments easily?

PayTrace offers several ways to accept payments online, even if you don’t have a website. The PayTrace virtual terminal is an easy way to enter credit card details into a web browser on behalf of your customers. For e-invoicing, send payment links by email so your customers can click to pay online through a hosted payment form or through their own customer portal. If you have a dedicated B2B ecommerce website, try shopping cart software from one of our partners. And because PayTrace is both a payment gateway and a merchant service provider, you can get an all-in-one solution if you prefer to work directly with PayTrace as your sole payments vendor.

Which tools are best for processing B2B online credit card payments?

As mentioned above, the PayTrace virtual terminal or payment links are the easiest tools for B2B online payments processing. However, if you have a website, you can also connect a shopping cart or integrate with the PayTrace API. For B2B businesses, there are specialized cost-saving tools: PayTrace’s interchange optimization feature helps B2B businesses obtain the best credit card processing rates, while surcharging helps recoup credit card processing costs.

How do online credit card processing fees work?

Online credit card processing fees are the charges businesses pay to accept card payments. Accepting credit cards can make payments more convenient for your customers, and helps automate B2B payment processes – unlike paper checks. The biggest fee comes from interchange: a rate or fee charged by banks to cover the cost of handling and risk involved in bank credit or debit card transactions. For more details, learn how to reduce interchange fees or read our credit card process white paper. Remember, the PayTrace Trace ACH product allows you to accept ACH payments directly from your customers’ bank accounts at much lower payment processing rates than credit cards.

Accepting online payments is easier than you think

Online payment processing with PayTrace improves cash flow and liquidity