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Bringing payment technology to your business

Now our ecosystem of payments helps businesses gain card acceptance. Get your account set up today with
PayTrace Merchant Services.

Talk with a payment expert
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Get your business rolling with PayTrace Merchant Services.

Not sure where to start? We make it easy to start accepting payments online, in-store, over the phone, and on the go.

Free statement reviewfind your business vertical
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Benefits of processing on our own payment network.

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Our parent company, NAB is the first ever to process credit cards online, utilize tokenized transactions, and deliver online reporting to merchants
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E-commerce solutions including shopping cart integrations and website/email Pay Now actions, hosted checkout solutions, and more
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We are a PCI-compliant processor utilizing fully integrated EMV, tokenization, and encryption technologies in a secure end-to-end solution
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Next-day funding accommodates 12 am ET cut times, or same-day funding with cut times as late as 10:30 am ET
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We offer a no-fee gateway solution. Plus, compatibility with Authorize.net, USAePay, Velocity, Inovio, NMI, Verosa, and Plug'n Pay
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Semi-integrated EMV solutions with a growing list of partners including MICROS, HotSauce, Grubbrr, GiveHub, Vend, plus more
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Free virtual terminal for every mid-Level II and III transactions
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FREE recurring billing
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Harness the power of B2B savings.

Our B2B payment solutions can help merchants like you reduce transaction fees on Level II & Level III purchases.
The PayTrace payment platform qualifies businesses for significant savings.

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Words from delighted merchants.

“Ease of access – the fact that I can use it as a virtual terminal, email invoices, nightly batches, and API to integrate my invoicing with invoice Ninja makes getting paid for our sign business a breeze. Fees are great as well!”
TODD, Business Services
“We have integrated your software into the back of our client handling software to make it easy for me to charge our clients and everything works great.”
STEVEN, Wholesale Computer Equipment Distributor
“PayTrace just works. The interface is sensible, the support is top shelf, and having integrated with dozens of different credit card service providers through the course of a 30-year career, it's been the most effortless service we've ever used. Best support in the industry.”
JEFF, Business Supply
“Process is integrated directly into our software. No other credit card company has been able to duplicate what PayTrace has done.”
MARK, Building Cleaning & Maintenance
“The system is so user friendly! Never an issue. It’s fantastic. Highly recommend.”
JAN, Restaurant Supply
“Ease of use. Less expensive than previous alternatives. Ease of setup.”
KIM, Equipment Supplier
“Simple to use and saves money when it comes to interchange fees.”
JARON, Medical Supplier
“I like that is it connected to QuickBooks, and I don't have to use the machine to process.”
RACHEL, Industrial Tools Service & Supply
“Their support is amazing. The team members are always responsive and knowledgeable. They solve my problem and do it with a smile. I am so grateful for that.”
DANIEL, Veterinary Hospital
“Good rates and great customer service.”
SANDRA, furniture supply
“You have been extremely easy to work with. You respond to questions instantly. You've always been able to help with whatever problems we have had. We are very happy with PayTrace.”
BEN, AR Consultant
“Easy to use, and customer service is exceptional.”
JO, Industrial Supplier
“The easiest system I have ever used.”
MARK, Bookkeeper – Industrial Supplies
“It is user friendly and provides the details of the credit card charge and allows you to send a receipt to the customer. A very good system.”
MILIE, AP – Paper Supplier
“I find very user friendly. We have used for several years with no issues.”
RITA, Controller – Industrial Supplier
“Ease of use and keeping the customer on file saves so much time.”
CHRISTY, Accounting – Automotive Repair
“Great service and great product!”
STEVEN, Lighting Fixture Supplier
“Always gets my payments done and in my account within 24 hours fees are reasonable.”
BERNARD, Field Services
“Very easy to use compared to previous payment system we used.”
BRADLEY, Accounting Manager
“Fast and easy to use. I love that I can access PayTrace on my desktop! So glad we decided to use you. Thank you!”
ROXANA, Accountant – Equipment Rental supply
“Simple, great support from vendor, reasonable cost.”
LLOYD, Learning Center
“Very easy to do business with you over the past several years. No issues.”
MARTIN, CEO Professional Services organization
“I LOVE PayTrace!!! It is so user friendly! I HIGHLY recommend!!!”
SCOTT, Equipment Supplier
“Ease of use for me and for my clients.”
PAUL, legal office
“PayTrace gives us more payment options for our patients and is very convenient.”
RENEE, Medical Billing
“Services are awesome, it’s very user friendly and there are no extra hidden charges.”
NP Controller Medical Supply
“Website is extremely user friendly – receipts are clear, easy to read, and sent timely to all parties. Daily reports contain all the information we need and are easy to read and understand. Excellence all around!!”
CHRIS, Accountant

Get back to business.

Start saving with EPX and reach out for your free credit card statement review.

Start saving with PayTrace Merchant Services

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Email PayTrace Integrations at [email protected].

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