*Cash Advance is only available to Financial Institutions based on
rules and regulations established by Visa and MasterCard.
General Software Features | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Web-based payment processing software accessible via any internet enabled browser. |
S | S | S | S |
Creation of an unlimited number of unique user sign-ins. |
S | S | S | |
Creation of up to three unique user sign-ins. |
S | |||
Compatible with most keyboard emulation card reading solutions. Please see the recommended hardware page for more information. |
S | S | S | S |
Compatible with most receipt printers. Please see the recommended hardware page for more information. |
S | S | S | S |
Ability to link multiple PayTrace accounts together. |
S | S | S | |
Customizable interface enabling you to upload your own logo and color scheme. |
S | S | S | S |
Data Security & Fraud Reduction Features | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
No payment data is stored locally on your network, computer(s) or premises by PayTrace. |
S | S | S | S |
SSL encryption ensures all data is secure during transit. |
S | S | S | S |
Data stored in redundant high-security data facilities. |
S | S | S | S |
PCI DSS Certified as a Level 1 Service Provider annually since 2005. |
S | S | S | S |
Multi-factor authentication sign-in process to ensure only authenticated users may access your account. |
S | S | S | S |
Customizable user permissions allow you to control which users can perform various operations. |
S | S | S | S |
Definable time threshold before inactive sessions "time out". |
S | S | S | S |
Ability to monitor unsuccessful sign-in attempts. |
S | S | S | S |
Ability to allow or deny access from specific IP addresses. |
S | S | S | |
Limit duplicate transactions within a defined period of time. |
S | S | S | S |
Require certain information (such as billing address, CSC/CVV, etc.) be entered in order to process a transaction. |
S | S | S | S |
Ability to auto-void transactions that don't receive the expected CSC and/or address verification responses. |
S | S | S | S |
Pre-integrated payment/donation link. |
S | O |
Customer Support | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
A commitment to exceed your customer service expectations. |
S | S | S | S |
24/7 email support. |
S | S | S | S |
Telephone support during business hours Monday – Friday, 7am-7pm PST. |
S | S | S | S |
Training Videos to assist with common training needs. |
S | S | S | |
A users' forum addressing many FAQs: http://help.PayTrace.com. |
S | S | S | S |
Merchant assistance to integrate payments with accounting, inventory, ERP, systems, existing business processes and software applications. |
S | S | S | S |
Credit Card Processing | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Process credit card transactions for Visa, MasterCard, Discover, American Express, Diner's Club, and JCB. |
S | S | S | S |
Swipe credit card transactions through a compatible card reader. |
S | S | S | S |
Key/manually enter credit card transactions. |
S | S | S | |
Process credit card transactions using information from stored customer profiles. |
S | S | ||
Process multiple credit card transactions at once using information from multiple stored customer profiles. |
S | S | ||
Store credit card transactions to be processed on a specific date or through manual submission at a later time. |
S | S | S | |
Void credit card transactions. |
S | S | S | S |
Refund credit card transactions. |
S | S | S | S |
Partially refund credit card transactions. |
S | S | S | S |
Capture and modify credit card transactions before settlement. |
S | S | S | S |
Customizable default data fields for credit card transactions. |
S | S | S | S |
Add custom data fields (discretionary data elements) to transactions for reporting purposes. |
S | S | S | |
Manually settle credit card transactions. |
S | S | S | |
Automatic settlement of credit card transactions on a daily basis. |
S | S | S | S |
Ability to choose the time at which credit card auto-settlement occurs. |
S | S | S |
Business, Corporate, & Purchasing Card Processing | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Process Level II Data needed to qualify some business and corporate cards at the lowest possible rates. |
S | S | S | S |
Process Level III Data needed to qualify most business, corporate, and purchasing cards at the lowest possible rates. |
S | S | S |
Mobile Application | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Create and manage customer profiles. |
S | |||
Mobile application that is accessible from your web-enabled hand-held device, including most Apple™ and Android™ devices. |
S | |||
Complete processing, managing, and reporting functionality for all enabled payment types. |
S |
Receipts & Reports | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
View complete transaction details and receipts for up to 24 months (2 years) using convenient search functionality. |
S | S | S | S |
Download CSV/Spreadsheet reports to your computer for additional inference or backup. |
S | S | S | S |
Email receipts to your customers, bookkeepers, etc. |
S | S | S | S |
Print receipts on standard office and receipt printers. Please see the recommended hardware page for more information. |
S | S | S | S |
Automatically print a receipt with each transaction, if you choose. |
S | S | S | S |
Customize receipt header and footer content. |
S | S | S | S |
Automatically distribute custom reports via email. |
S | S | S | S |
Create up to 15 custom reports. |
S | S | S | |
Create up to 3 custom reports. |
S | |||
Add custom data fields (discretionary data elements) to transactions for reporting purposes. |
S | S | S | |
Store cash and check transactions in your PayTrace account for reporting purposes. |
S | S | S | S |
Customer Profile Storage | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Securely store valuable customer data, including payment information, for up to 5000 customers. |
S | S | ||
Purchase additional customer profile data storage if needed. |
O | O | ||
Store credit and check card, and/or checking account information for each customer. |
S | S | ||
Merchant Email notification when a customer profile's credit card is close to expiring. |
S | S | ||
Add and store additional information fields (discretionary data elements) within the customer profile. |
S | S | ||
Import and export customer profile data. (Only truncated payment information is available for export from the system.) |
S | S |
Pre-Integrated Payment Link | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Place a customizable payment link (a 'Pay Now' button) on a merchant's webpage. |
S | O | O | |
Process transactions for all enabled payment methods (credit card, and e-check transactions). |
S | O | O | |
Email a customizable Payment Link and invoice to customers. |
S | O | O | |
Merchants have the capability to define additional data fields and buttons (discretionary data elements) the customer will use during checkout. |
O | O | ||
Email confirmation receipts, for each approved transaction. |
O | O | O | |
Merchants can provide the option of allowing customers to securely store payment information for future purchases. |
O | O | ||
Prevent fraudulent transactions using recaptcha. |
S | S | S | |
Track customer usage. Merchants have the ability to view past transactions. |
S | S | S |
Pre-Integrated Donation Link | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Accept online payments/donations of a customer/donor determined amount. |
S | O | ||
Process enabled payment methods, such as credit card and ACH transactions. |
S | O | ||
PayTrace creates HTML code to the payment link merchants can add to their web site. |
S | O | ||
Send a customizable email with a request for payment, or request for donation. |
S | O | ||
Customizable PayTrace hosted interface enables merchants to brand their website by uploading their logo and color scheme. |
S | O | ||
Allow customers to set-up recurring donations. |
O | |||
Merchants have the capability to define additional data fields and buttons (discretionary data elements) the customer will use during checkout. |
O | |||
Allow customers to securely store their donation information for future payments. |
O | |||
Prevent fraudulent transactions using recaptcha. |
S | S | ||
Track customer donations. Merchants have the ability to view past transactions. |
S | S |
Application Programming Interface (API) | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Web service based software integration module allows third party software to interface with PayTrace. |
O | Coming Soon | ||
Process transactions for all enabled payment methods (credit card and ACH transactions). |
O | Coming Soon | ||
The ability to process transactions, email receipts, manage customers, calculate shipping, and manage recurring payments. |
O | Coming Soon | ||
Utilize the Secure Checkout feature to eliminate the need for third party software to handle any payment data. Merchants, or developers can directly integration with the secure checkout API. |
O | Coming Soon | ||
Run on any operating system that supports web service, including Linuxª, Unixª, and Windowsª. |
O | Coming Soon | ||
API Error Log tracks real-time errors generated through the API in order to allow for easy de-bugging and troubleshooting. |
O | Coming Soon | ||
Code samples and a detailed integration guide are available to ease the integration process for developers. |
O | Coming Soon | ||
API test account available for testing account purposes. |
O | Coming Soon |
E-Check/ACH Processing | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Process e-check transactions directly to/from your customer's checking account. |
O | O | ||
Key/manually enter e-check transactions. |
O | O | ||
Process e-check transactions using information from stored customer profiles. |
O | O | ||
Process recurring e-check transaction with the addition of the PayTrace Recurring Payment Module. |
O | O | ||
Process e-check transactions through one of the PayTrace Payment link. |
O | O | ||
Process e-check transactions through the PayTrace API. |
O | O | ||
Refund/credit e-check transactions. |
O | O | ||
Partially refund/credit e-check transactions. |
O | O | ||
Customizable default data fields for e-check transactions. |
O | O | ||
Add custom data fields (discretionary data elements) to e-check transaction for reporting purposes. |
O | O | ||
Automatic e-check transaction settlement on a daily basis. |
O | O |
Recurring Payment | Basic | Pro | Pro w/ EMV | Cash Adv* |
---|---|---|---|---|
Create recurring payments that will be processed automatically on an annual, quarterly, monthly, bi-weekly, weekly, or daily basis. |
O | O | ||
Ability to email receipts to internal employees and customers when recurring payments have processed. |
O | O | ||
Specify a start date, number of processing occurrences, and transaction amount for each payment. |
O | O | ||
Specify the number of times the recurring payment will be processed. |
O | O | ||
Modify a recurring payment that has already been initiated. |
O | O |