B2B Focused
PayTrace specializes in B2B payment processing, with software solutions that smoothly handle complex corporate invoices.
About PayTrace: Your B2B Payment Experts
With more than 20 years of experience, PayTrace is dedicated to helping business-to-business companies accept payments, get paid faster, automate accounts receivable (AR), and reduce the cost of credit card processing.
What is the PayTrace B2B payment gateway and invoicing platform?
For over two decades, PayTrace has evolved from a Pacific Northwest payment gateway into a nation-wide, industry-leading platform designed specifically to simplify processes for accounts receivable teams handling high-volume commercial invoices. Our goal is to improve AR automation, reduce Days Sales Outstanding (DSO), qualify for preferred B2B interchange fees, and provide embedded payment solutions for ERPs, accounting and e-commerce platforms.
Founded in 2004, our journey has always been rooted in transforming inefficient manual corporate collections into simple, seamless, and secure financial workflows.
On average, PayTrace processes $46 billion annually in transaction volume, using Level 2 and Level 3 interchange optimization to cut credit card processing fee costs by up to 24% for our corporate clients. Specializing in accounts receivable automation, PayTrace also provides digital invoicing and ACH payments to reduce B2B invoice-to-cash times.
Today, as part of the North family of companies, PayTrace combines our product platform capability with our free, award-winning, 5-star customer support team to ensure our 40,000 merchants are taken care of at every stage of their business.
See an Overview of What We Do at PayTrace
PayTrace is built for your B2B accounts receivable team
Made for Accounts Receivable
The PayTrace platform cuts down on manual data entry, eliminates reconciliation headaches, and gives your AR team their time back.
Flexible ERP Integrations
Keep your team working in the software they already use daily by embedding PayTrace into your current ERP system.
Why do B2B companies choose PayTrace?
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Choosing a payment platform like PayTrace that is engineered specifically for B2B companies means your accounts receivable team can stop wasting time on manual entry and instead focus entirely on growth.
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Your Payments Your Way
Use the full PayTrace AR platform, or embed our payment gateway into your existing business software.99.99% Platform Uptime
Your team can relax knowing our system stays up and running around the clock.B2B Cost Savings
PayTrace helps B2B companies qualify invoices for lower credit card processing rates through built-in, customizable tools.
Why We Work
PayTrace Core Values
Efficiency First
PayTrace solutions save time, simplify collections, and keep your business moving forward.
Rate Optimization
PayTrace submits the necessary data to qualify for Level 3 interchange discounts and keep your processing fees low.
System Synergy
PayTrace connects with top business software solutions so your operations stay in sync.
Real Partnership
PayTrace backs our technology with clear B2B industry expertise and straightforward support that helps you succeed.
What is the PayTrace 5-Star Support pledge?
PayTrace is rated among the
best B2B payment processing platforms
Your B2B Payments Experts for More than 20 Years
20+ years
Protecting business data and processing payments since 2004.
40K+
Merchants managing invoicing and cash flow with PayTrace solutions.
$46B+
Processed and settled through the PayTrace payment platform.
50%+
Of total processed volume that qualifies for Level 2 & 3 processing discounts.